Notes From the Front
Apr. 4th, 2026 10:28 amThe company is loathsome, but I do like the clients.
I wish I could write a complete novel about each & every one of them, but when I drag myself home at the end of the day, my brain is shot. I don't know how else to describe it: It's not fatigue exactly, since all I do all day is sit, applying ass to the base of a chair. My brain is perfectly capable of processing information. I just don't want to.
I've had to make adjustments to accommodate the job.
Chief among those adjustments: Stuff I did to control that hand tremor (which causes big problems when you're inputting data). Like I stopped drinking coffee on mornings I work. You'd think that one would be a biggie since caffeine is addictive and withdrawal is supposed to cause headaches & intense lassitude, but in fact, it caused neither of those things for me, and so, was surprisingly easy.
I also cut down on my Synthroid dose. I climbed on a scale for the first time in forever and found I had lost 10 pounds since I started working. (I am one of those people who gets anorexic with stress.) Drugs are typically administered per kilogram of body weight, so I figured the prescribed dose was now too high.
No Coffee + Less Synthroid did indeed banish the tremors.
Today being a Day Off, I am drinking coffee & taking the full dose, and yes, indeed, my hands are shaking.
###
A short list of clients over the past week: (None of their names are real.)
• Gary Stevens. Hippie-looking guy about my age with stringy white hair and an amiable manner. A retired nurse—so we chatted about that: He got his nursing training in the Navy, and, in his retirement, volunteers several times a week at a local homeless shelter.
"Any big changes this year?" I asked.
"Yeah, I got divorced," he told me ruefully. "You think you have a happy marriage, and then your wife informs you you don't."
He'd come to Schlock because he'd had to divide up his annuity and wasn't quite sure of the tax implications.
"Well, let's have a look," I said.
And Oh. My. Gawd.
Instead of engaging the services of an advisor who might have assisted him in drafting a financial instrument that could shield him from the division's tax implications, he merely withdrew $250,000 from the account and gave that money to his X-wife—
Leaving him with a $40,000 tax bill.
I have often read the phrase "the color drained from his face," but I'd never actually seen it before.
"What can I do?" he whispered.
"Well, first, you absolutely have to file this tax return," I said. "The penalties for not filing are much higher than the penalties for not paying. And then, you need to find yourself a tax attorney. You may be eligible for what they call 'an offer in compromise,' where the IRS agrees to settle for part of what you owe. But, I mean—why'd you do it this way? Why wouldn't you have the brokerage issue the check to her, which would have shifted the tax burden? Didn't your attorney—"
"I didn't have an attorney," he said miserably. "I figured I would try to keep things amiable."
• Marie de Faltay. Woman a few years younger than me with a definite sartorial flair that included rhinestone-studded glasses. She was trembling like a leaf.
The first thing she asked me: "Can I declare my dogs as dependents?"
I saw at once that she had been very, very beautiful in her youth. Blonde hair, Zsa-Zsa-Gabor-like features, and the most amazing eyes, violet and green at the same time. I supposed it had never occurred to her that there would come a time when she would not be beautiful. But beauty had been her only leverage, and with that gone, she had very little to fall back on. She supplemented her meager social security income with a shit job at Marshall's. Combined revenue streams left her with a taxable income of zero, so she got back the small sums withheld from the Marshall's check for federal & state taxes.
She hadn't filed her 2024 taxes. I talked her into making an appointment to do that, too. "If you're getting a refund, the IRS doesn't care if you file late." Her amazingly beautiful eye welled up with tears over the thought of a few hundred unanticipated dollars. And she'll definitely be getting a refund—no taxable income!
• Gilbert Specter. I was so relieved he lived in an apartment! Because he gave out strong I-have-a-dungeon-in-my-basement-where-I-chain-up-sex-slaves vibes.
(Probably, I am being mean here. Probably, he was developmentally delayed, or maybe he was just not very smart.)
Works as a custodian at a local high school. (Stephen King! White courtesy telephone.) Has a small stockpile of dividend-bearing stocks in addition to his salary. Also, a side gig selling tickets (to what? I wondered) for which he kept meticulous records, except the records were completely irrelevant because he'd somehow confused the business with what he was using the business to subsidize—which was a yearly trip to Oklahoma. (Is Oklahoma where they hold the annual I-have-sex-slaves-in-my-dungeon-basement convention?)
"It's all there, it's all there!" he kept shrieking at me, shoving 10 pages of notes in densely written spider scrawl at me. "I spent $910 in round-trip air tickets and $649 renting a car—"
"Right!" I said for the fourth time. "But the trip is different from the business, you see. The IRS only cares about the business—"
Fortunately, for me, I had been scheduled to work at two separate tax offices that day, so I got to say, "Oooops! Gotta run! Here's Rebecca! Rebecca will take care of you," before he drove me quite mad.
• Amber Meisen. Lovely young woman who'd been living the carefree artist's life (though supporting herself as a Trader Joe's cashier) in Brooklyn when she was hit by a car while riding her bicycle. Injuries plus medical bills forced her to return to (ugh) Middletown.
She'd earned enough to qualify for earned income credit! So, she got a refund of several thousand dollars that she did not expect! And her joy was a pleasure to behold.
###
Etcetera, etcetera, etcetera.
I mean, they're all interesting. Everybody has a story!
###
I should also briefly note the incredibly unpleasant exchange with a Remuneration client who sent me a string of 20 or so emails, each more incoherent, toxic, & insane than the last, claiming I was in arrears to him for work that I had already done.
I've been freelancing for many years, and I keep excellent books, so after each abusive email, I sent him back a calm, professional response with clear documentation of our original payment terms, my payment records, past invoices for completed work, and the remaining balance I showed under the advance I'd insisted upon because he's an overseas client, and we were working without an enforceable contract.
This seemed to inflame him even more. By the end, his emails were abusive.
I suspect the underlying issue is his own financial mismanagement. He has run out of money, and so has retro‑engineered a story for his money people to make him look like the one who “trusted” me too much. My careful, documented push‑back threatens that story, so he flooded me with veiled threats and hysterical accusations.
UGH.
Kudos to me for remaining professional.
I will finish up the work I owe him, but obviously, I will not accept any work from him in the future. In fact, I strongly suspect I will not be doing any freelancing in the future; freelancing is just too loaded with uncertainty and potentially toxic situations that I no longer have the stamina to deal with as the cost of doing business.
###
And now it is off to the New Paltz Community Garden to plant my peas and put in my strawberries.
I wish I could write a complete novel about each & every one of them, but when I drag myself home at the end of the day, my brain is shot. I don't know how else to describe it: It's not fatigue exactly, since all I do all day is sit, applying ass to the base of a chair. My brain is perfectly capable of processing information. I just don't want to.
I've had to make adjustments to accommodate the job.
Chief among those adjustments: Stuff I did to control that hand tremor (which causes big problems when you're inputting data). Like I stopped drinking coffee on mornings I work. You'd think that one would be a biggie since caffeine is addictive and withdrawal is supposed to cause headaches & intense lassitude, but in fact, it caused neither of those things for me, and so, was surprisingly easy.
I also cut down on my Synthroid dose. I climbed on a scale for the first time in forever and found I had lost 10 pounds since I started working. (I am one of those people who gets anorexic with stress.) Drugs are typically administered per kilogram of body weight, so I figured the prescribed dose was now too high.
No Coffee + Less Synthroid did indeed banish the tremors.
Today being a Day Off, I am drinking coffee & taking the full dose, and yes, indeed, my hands are shaking.
###
A short list of clients over the past week: (None of their names are real.)
• Gary Stevens. Hippie-looking guy about my age with stringy white hair and an amiable manner. A retired nurse—so we chatted about that: He got his nursing training in the Navy, and, in his retirement, volunteers several times a week at a local homeless shelter.
"Any big changes this year?" I asked.
"Yeah, I got divorced," he told me ruefully. "You think you have a happy marriage, and then your wife informs you you don't."
He'd come to Schlock because he'd had to divide up his annuity and wasn't quite sure of the tax implications.
"Well, let's have a look," I said.
And Oh. My. Gawd.
Instead of engaging the services of an advisor who might have assisted him in drafting a financial instrument that could shield him from the division's tax implications, he merely withdrew $250,000 from the account and gave that money to his X-wife—
Leaving him with a $40,000 tax bill.
I have often read the phrase "the color drained from his face," but I'd never actually seen it before.
"What can I do?" he whispered.
"Well, first, you absolutely have to file this tax return," I said. "The penalties for not filing are much higher than the penalties for not paying. And then, you need to find yourself a tax attorney. You may be eligible for what they call 'an offer in compromise,' where the IRS agrees to settle for part of what you owe. But, I mean—why'd you do it this way? Why wouldn't you have the brokerage issue the check to her, which would have shifted the tax burden? Didn't your attorney—"
"I didn't have an attorney," he said miserably. "I figured I would try to keep things amiable."
• Marie de Faltay. Woman a few years younger than me with a definite sartorial flair that included rhinestone-studded glasses. She was trembling like a leaf.
The first thing she asked me: "Can I declare my dogs as dependents?"
I saw at once that she had been very, very beautiful in her youth. Blonde hair, Zsa-Zsa-Gabor-like features, and the most amazing eyes, violet and green at the same time. I supposed it had never occurred to her that there would come a time when she would not be beautiful. But beauty had been her only leverage, and with that gone, she had very little to fall back on. She supplemented her meager social security income with a shit job at Marshall's. Combined revenue streams left her with a taxable income of zero, so she got back the small sums withheld from the Marshall's check for federal & state taxes.
She hadn't filed her 2024 taxes. I talked her into making an appointment to do that, too. "If you're getting a refund, the IRS doesn't care if you file late." Her amazingly beautiful eye welled up with tears over the thought of a few hundred unanticipated dollars. And she'll definitely be getting a refund—no taxable income!
• Gilbert Specter. I was so relieved he lived in an apartment! Because he gave out strong I-have-a-dungeon-in-my-basement-where-I-chain-up-sex-slaves vibes.
(Probably, I am being mean here. Probably, he was developmentally delayed, or maybe he was just not very smart.)
Works as a custodian at a local high school. (Stephen King! White courtesy telephone.) Has a small stockpile of dividend-bearing stocks in addition to his salary. Also, a side gig selling tickets (to what? I wondered) for which he kept meticulous records, except the records were completely irrelevant because he'd somehow confused the business with what he was using the business to subsidize—which was a yearly trip to Oklahoma. (Is Oklahoma where they hold the annual I-have-sex-slaves-in-my-dungeon-basement convention?)
"It's all there, it's all there!" he kept shrieking at me, shoving 10 pages of notes in densely written spider scrawl at me. "I spent $910 in round-trip air tickets and $649 renting a car—"
"Right!" I said for the fourth time. "But the trip is different from the business, you see. The IRS only cares about the business—"
Fortunately, for me, I had been scheduled to work at two separate tax offices that day, so I got to say, "Oooops! Gotta run! Here's Rebecca! Rebecca will take care of you," before he drove me quite mad.
• Amber Meisen. Lovely young woman who'd been living the carefree artist's life (though supporting herself as a Trader Joe's cashier) in Brooklyn when she was hit by a car while riding her bicycle. Injuries plus medical bills forced her to return to (ugh) Middletown.
She'd earned enough to qualify for earned income credit! So, she got a refund of several thousand dollars that she did not expect! And her joy was a pleasure to behold.
###
Etcetera, etcetera, etcetera.
I mean, they're all interesting. Everybody has a story!
###
I should also briefly note the incredibly unpleasant exchange with a Remuneration client who sent me a string of 20 or so emails, each more incoherent, toxic, & insane than the last, claiming I was in arrears to him for work that I had already done.
I've been freelancing for many years, and I keep excellent books, so after each abusive email, I sent him back a calm, professional response with clear documentation of our original payment terms, my payment records, past invoices for completed work, and the remaining balance I showed under the advance I'd insisted upon because he's an overseas client, and we were working without an enforceable contract.
This seemed to inflame him even more. By the end, his emails were abusive.
I suspect the underlying issue is his own financial mismanagement. He has run out of money, and so has retro‑engineered a story for his money people to make him look like the one who “trusted” me too much. My careful, documented push‑back threatens that story, so he flooded me with veiled threats and hysterical accusations.
UGH.
Kudos to me for remaining professional.
I will finish up the work I owe him, but obviously, I will not accept any work from him in the future. In fact, I strongly suspect I will not be doing any freelancing in the future; freelancing is just too loaded with uncertainty and potentially toxic situations that I no longer have the stamina to deal with as the cost of doing business.
###
And now it is off to the New Paltz Community Garden to plant my peas and put in my strawberries.


























